IBPS PO Interview Questions
Aspirants who have successfully qualified their IBPS CWE–PO/MT mains and now preparing to appear for interview round, they must be seeking for IBPS PO Interview Questions in order to qualify the complete selection process. Interested candidates may get the latest Questions with their answers which are commonly asked in Interview through this page that is provided by the dedicated team of recruitmentresult.com. Below given IBPS PO Interview Questions 2016 will be helpful for all the aspirants and they can also download it free in the PDF file also through online mode.
Personal interview is basically the last stage in the IBPS PO selection process which is mandatory for every candidate to qualify by appearing before the Interview Panel. This round of selection is organized for examining the general knowledge and attitude of the candidate. The panel intends to judge the suitability of the candidate in conformance to the banking environment. Interviews are generally held at selected centers by Participating bank and coordinated by Nodal Bank in each State / UT with the help of IBPS.
So before attending it you should have prepared with Interview Questions and Answers which are mainly asked which will help you to achieving your goal. So, keep going on with this page……..
Check Here: IBPS PO Salary
IBPS PO Interview Questions
Personal questions asked in IBPS PO Interview:
Q1.) Introduce yourself?
Ans. This is very general basic question that is usually asked in any Interview. So, be an opportunist at that time and try to answer to the question very smartly with some logical reasoning’s. Interviewer at this time wants to know about your background and other details with this question. Many interviewers use answer of this question to ask second question. If you are in a panel focusing on HR questions then this is must question
Q2.) Why you want to enter in Banking Sector?
Ans. Tell these factors included in your answer will make the answer look professional. Possibility of growth in banking sector is very high these days.
- Possibility of growth
- Job security
- Prestige in society
Q3.) What are your strengths and weaknesses?
Ans. Always tell about those strengths only which are beneficial for them and shows your ability. And answer for your weakness must be quite effective and do not say that you not have any weakness because it give a negative impression as it shows over confidence.
Get Here: IBPS PO Eligibility Criteria
Q4.) What are your career goals? Where do you see yourself five years from now? Ten years?
Ans. Well this type of question could be a trap. we should say that i always plan the things step by step that`s why i have a ready plan for the coming up year and that is feasible. If I say that to get a job and to settle myself in the company would be a practical answer.
Q5.) After MBA why banking as a clerk why not in that line?
Ans. Interviewer here wants to know your career ambitions. Be very clear in specifying the goals for getting in the Bank , like one can answer ” The thrust of customer services that a Bank is having no other industry has equivalent this I believe also accuracy and competitiveness is on scaling heights in Banking “
Q6.) How do you Handle Pressure?
Ans. High achievers tend to perform well in high pressure situations. These questions also could imply that the position is pressure packed. If you do perform well under stress provide an example with details giving an overview of the stressful situation. Let the interviewer feel the stress by your description.
Must Read: Interview Preparation Tips for getting a Job
Q7.) Describe your Management style?
Ans. I will be constantly keeping tab of assigned work with my subordinates and seniors, finishing the assigned job before deadlines.
Q8.) Why should we hire you?
Ans. If you hire me it will be a great platform to showcase my skills. Whatever goals I set, I ensure to complete them within stipulated time.
Q9.) What position do you prefer on a team working on a project?
Ans. It doesn’t matter till I learn something new in every project.
Q10.) What irritates you about your co-workers?
Ans. I believe in team work, even if I feel irritating, I try to avoid it unless it personally affects me.
Get Details: Interview Tips For Freshers
Technical questions asked in IBPS PO Interview:
Q1.) What is Interest Rate?
Ans. Banks give a certain percentage of amount you deposited (called principal amount) this percentage is called interest rate. For example interest rate of 7% means Bank will pay you 7 INR per 100 INR per year. Central Bank (RBI) decides interest rates.
Q2.) What is the difference in Current account and Savings accounts?
Ans. Current Account — No minimum balance, No interest paid, used by business entities, overdraft facility
Savings account — Minimum balance needed, interest paid, used by individuals, no overdraft facility
Also Check: How To Dress For An Interview
Q3.) What is Mutual Fund?
Ans. A mutual fund is a pool of money from numerous investors who wish to save or make money just like you. Investing in a mutual fund can be a lot easier than buying and selling individual stocks and bonds on your own. Investors can sell their shares when they want.
Q4.) What is meant by I-Banking?
Ans. Internet banking is a system wherein customers can conduct their transactions through the Internet. This kind of banking is also known as e-banking or online banking
Read This: Interview Preparation Tips
Q5.) What is overdraft?
Ans. Amount of check issued by you which is above the balance in your account is overdraft. Let’s take above example the overdraft amount is (2000 – 1000) = 1000 INR.
Q6.) What significant trends do you see in the future for our industry?
Ans. This is your chance to shine. You will be fully familiar with the economic situation as it relates to banking or how recent legislation affects it. The most significant trends is to maintain relationships with client, provide them best services at earliest, application of new technologies, reach out to remote areas, educating customer the benefits of banks.
Q7.) Who are our major competitors and what differences do you notice in our Bankings products?
Ans. The company will be expecting that you have done your research on the industry generally. You should be familiar with the bank’s products and services – literature on these can be picked up at any branch. Be aware of current trends in the market and try to find out what each bank is doing in these areas.
Get Info: Interview Questions and Answers
Q8.) What is Cheque?
Ans. Cheque is a traversable instrument containing uncertain order to pay sum of money to the individual declared on it or to the holder of the instrument.
Q9.) What is Inflation?
Ans. It is a state where money decreasing the value hence prices will go up.
Q10.) What is Reverse Repo rate?
Ans. The rate at which RBI pays interest to the banks is known to be reserve repo rate.
Get Details: IBPS PO Notification
IBPS Toppers Tips:
- There are e-books available online for the preparation. Take help from them or purchase the books available for IBPS preparation.
- Take help from the magazines which are especially available for the preparation of competitive exams. They cover the topics of All IBPS Exam.
- Take help from own notes by assembly information from important notes and last year papers.
- Use Internet to gather all important information regarding any topic worldwide. Use it and search the meaningful stuff which helps in homework.
- The only key to clear any exam is Proper strategy with time management. It is very important to formulate your own strategy and study according to timetable.
- Knowledge of content of syllabus and the topics are necessary for preparation. As it is essential to recognize what you have to study for qualifying the examination.
Do You Know?How to Prepare For IBPS
So these are the Questions and Answers for You. Hope these will be beneficial for you. These all Interview Question Answer will help when you will go for the interview. You can download PDF file with answer from this web portal which is recruitmentresult.com
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