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Pradhan Mantri Awas Yojana (PMAY) 2022 Scheme, Eligibility, Online Form

Pradhan Mantri Awas Yojana

Any Indian citizen from Low Income Groups (LIG) and Middle Income Groups (MIG) are invited to apply for Pradhan Mantri Awas Yojana 2022. Candidates who fulfill all eligibility criteria can fill Pradhan Mantri Awas Yojana Online Application Form till last date against PMAY 2022 Scheme.

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Overview of PM Awaas Yojana 2022:

Name of Organization Ministry of Housing and Urban Poverty Allevation
Name of Scheme Pradhan Mantri Awas Yojana (PMAY)
components
  • Pradhan Mantri Awas Yojana (Urban) (PMAY-U) for urban poor.
  • Pradhan Mantri Awaas Yojana (Gramin) (PMAY-G and also PMAY-R) for rural poor.
Known As PMAY-U and  PMAY-G
Launched date 25 June 2015
Key People Hardeep Singh Puri
Benefits House for all citizen
Beneficiary Every Citizen of India- Rural & Urban
Objective Provide Pucca house to each
Registration Process By Form
Status Active
Official web site www.pmayg.nic.in

Pradhan Mantri Awas Yojana

Prime Minister Narendra Modi launched ambitious housing scheme on 24 Jun 2015. The schemes, aimed at developing cities and towns as “new engines for growth”, will entail an investment of over Rs. 3 lakh crore in the next five years. Loans of upto Rs 12 lakh will receive interest subvention of 3 per cent.

PMAY Housing Scheme 2022 Details:

Interest Rates 6.50%
Repayment Time 15 Years
Subsidy 2.67 lakh
No. Of Houses 2 Crore

Eligible Subsidy:

Economic Section Eligible Subsidy (%)
EWS 6.5
LIG 6.5
MIG I 4
MIG II 3

Read Out: PMAY Scheme Guidelines

Pradhan Mantri Awas Yojana Eligibility Criteria 2022:

Pradhan Mantri Awas Yojana Eligibility:

Eligibility standard to fill up Pradhan Mantri Awas Yojana Online Application for PMAY Scheme will be –

  • Women
  • Economically Weaker Section of Society
  • Lowe Income Group (LIG)
  • Individual belonging to Scheduled Tribes (ST)
  • Individual belonging to Scheduled Casts (SC)

Important NoteIn order to verify that the applicant belongs to the EWS or LIG group, the applicant needs to submit self-certificate or Affidavit as proof of Income.

The income should not exceed:

  • 3 Lakh p.a. for EWS applicants
  • 6 Lakh p.a. for LIG applicants

प्रधानमंत्री आवास योजना – Age Criteria:

Applicants who are going to fill Pradhan Mantri Awas Yojana Online Application should have his/her age between 21 to 55 years.

PMAY Scheme – Awas Yojana by Pradhan Mantri:

Indian Government will focus on creating housing units under three different phases –

Phase 1 –The Phase 1 of Pradhan Mantri Awas Yojana will continue from April 2015 to March 2017. In this phase 100 cities will be selected

Phase 2 –The Phase 2 of PMAY Housing for All 2022 will take place from April 2017 to March 2019 . Pradhan Mantri Awas Yojana will cover 200 more cities

Phase 3 –Phase 3, the final phase of Pradhan Mantri Awas Yojana Online Application Scheme will take place from April 2019 to March 2022. This final phase will cover all remaining cities.

Candidates filling Pradhan Mantri Awas Yojana Online Application need to register themselves at nearest [PMAY] Common Services Centers. Now the question arises that how to find the nearest CSC in your city. Don’t worry this is quite is quite easy. We have stated the procedure to check your nearest Common Services Centers, so have a look…

Banks Listed Under PMAY:

Banks Interest Rate Details
Punjab National Bank
  • Max Int Rate: 9.35%
  • Min In Rate : 7.90%
State Bank Of India
  • Max Int Rate : 8.30%
  • Min In Rate : 7.90%
Bank Of Baroda
  • Max Int Rate: 8.30%
  • Min In Rate: 8.00%
HDFC
  • Max Int Rate: 9.35%
  • Min In Rate : 7.90%
Bank Of India
  • Max Int Rate : 8.40%
  • Min In Rate: 8.10%
Corporation Bank
  • Max Int Rate: 8.90%
  • Min In Rate: 8.10%
ICICI
  • Max Int Rate : 9.25%
  • Min In Rate: 8.25%
Axis
  • Max Int Rate: 9.20%
  • Min In Rate : 8.55%
Bajaj Finserv
  • Max Int Rate: 11.15%
  • Min In Rate : 8.55%
Kotak Mahindra
  • Max Int Rate : 9.30%
  • Min In Rate: 8.60%

Get Here: Upcoming Recruitment

Housing Scheme is divided into two types:

  • PMAY Urban (PMAY-U)
  • Gramin (PMAY-G)

Features of PMAY-U:

Features MIG-I MIG-II
Interest rate subsidy 4.00% 3.00%
Maximum carpet area of a dwelling unit 160 sq. m 200 sq. m
Maximum subsidy amount Rs. 2.35 Lakh Rs. 2.30 Lakh
Maximum Home Loan Quantum for Subsidy Rs. 9 Lakh Rs. 12 Lakh
Maximum home loan tenure 20 years 20 years
The discount rate for interest subsidy NPV 9% 9%

Features of PMAY-G:

Features EWS LIG
Interest rate subsidy 6.50% 6.50%
Maximum dwelling unit carpet area 30 sq. m 60 sq. m
Maximum interest rate subsidy amount Rs. 2.67 Lakh Rs. 2.67 Lakh
Maximum home loan quantum for subsidy Rs. 6 lakh Rs. 6 lakh
Maximum home loan tenure 20 years 20 years
The discount rate for interest subsidy NPV 9% 9%

List of Cities which Comes under PMAY

or Selected under PMAY 2022:

Name of State No. of Cities
Andhra Pradesh 60
Chattisgarh 36
Gujarat 171
Haryana 09
Himachal Pradesh 13
Jammu & Kashmir 25
Jharkhand 38
Kerala 14
Madhya Pradesh 74
Manipur 28
Nagaland 23
Odisha 103
Rajasthan 183
Telangana 68
West bengal 125
Arunachal Pradesh 29
Bihar 134
Maharashtra 51
Meghalaya 10
Mizoram 23
Punjab 163
Sikkim 08
Tamilnadu 191
Uttar pradesh 628
Uttrakhand 81
  2288

List of Completions under PMAY Initiative by the Government of India:

State Target Completed Completion %
Arunachal Pradesh 18,721 209 1.12%
Assam 5,15,857 2,30,444 44.67%
Bihar 21,88,976 8,82,208 40.3%
Chhattisgarh 9,39,335 7,39,420 78.72%
Goa 427 25 5.85%
Gujarat 3,35,004 2,02,621 60.48%
Haryana 21,502 17,240 80.18%
Himachal Pradesh 8,285 6,888 83.14%
Jammu & Kashmir 1,01,704 21,190 20.83%
Jharkhand 8,50,791 5,72,999 67.35%
Kerala 42,431 16,635 39.2%
Madhya Pradesh 22,35,693 15,23,699 68.15%
Maharashtra 8,04,321 4,03,192 50.13%
Manipur 18,640 8,496 45.58%
Meghalaya 37,945 15,873 41.83%
Mizoram 8,100 2,526 31.19%
Nagaland 14,381 1,483 10.31%
Odisha 17,33,022 10,96,413 63.27%
Punjab 24,000 13,623 56.76%
Rajasthan 11,37,907 7,43,072 65.3%
Sikkim 1,079 1,045 96.85%
Tamil Nadu 5,27,552 2,19,182 41.55%
Tripura 53,827 26,220 48.71%
Uttar Pradesh 14,61,516 13,89,507 95.04%
Uttarakhand 12,666 12,354 97.54%
West Bengal 24,80,962 14,22,451 57.33%
Andaman & Nicobar 1,372 273 19.9%
Dadra & Nagar Haveli 7,605 411 5.4%
Daman and Diu 15 13 86.67%
Lakshadweep 115 3 2.61%
Puducherry 0 0 0
Andhra Pradesh 1,70,912 46,718 27.33%
Karnataka 2,31,349 79,547 34.38%
Telengana 0 0 0
Total 1,59,86,012 96,95,530 60.65%

How to Check [PMAY] CSC Center?

  • Applicants need to go to gis.csc.gov.in/locator/csc.aspx.
  • The page will open asking some details:
  • Now you have to fill your state name district name and sub district name and hit on search button.
  • Within a second you will get the details of nearest available CSC in your city or state or village.
  • Now fill Pradhan Mantri Awas Yojana Online Application Form accordingly.

Check Other Related Links:

Beti Bachao Beti Padhao Yojana Details
Ayushman Bharat Scheme Details

How to Fill Pradhan Mantri Awas Yojana Online Application Form 2022?

  • First of all, Applicants need to visit official website of Pradhan Mantri Awas Yojana-Housing for All (Urban) that is pmaymis.gov.in
  • After visiting the home page you have to go to “Login” section and hit “PMAY MIS” link to check Pradhan Mantri Awas Yojana Online Application Status.
  • Now, a new page will be open.
  • Thereafter fill the User Name, Password, Captcha and hit the login button.
  • Now choose the desired district and enter fill your AADHAR details, and hit on next button to proceed further.
  • Now you will get PM Awas Yojana Application Form you have to fill entre information as asked there.
  • Now, enter details of the family like a head of the family, current residential address and contact details, permanent address, details of the saving bank account, employment & income details etc in Narendra Modi Awas Yojana Form.
  • Now, agree the terms and condition and go to checkbox which says “I am aware of….”
  • There after hit the “Save” Button available at the end of Pradhan Mantri Awas Yojana Form Online.
  • Now take a review of filled PMAY Online Application Form and press on “Submit” button.
  • Finally take a print out of filled PMAY Online Registration Form and keep Pradhan Mantri Awas Yojana Online Application safe for further use.

Documents Required:

  • Aadhar Card or Job Card Photocopy
  • Village servant survey copy of the form (copy of village servant survey form)
  • Certificate of Land and Irrigation Resources by Patwari
  • Copy of bank diary in case of landholding Khatauni
  • Certificate of income
  • House certificate (house certificate)
  • Certificate of not having two-wheel and three-wheel and four-wheel vehicle (Certificate of not having two-wheel and three-wheel and four-wheel vehicle)
  • Certificate of Co-operative Society

Interest Subsidy in PMAY Scheme

The government will pay Interest subsidiary under will be provided to the contenders going to fill Pradhan Mantri Awas Yojana Online Application as per the below table:

Particulars Interest Subsidy Loan Amount Carpet Area Sq Mt
EWS 6.50% 6 Lakhs 30
LIG 6.50% 6 Lakhs 60
MIG 1 4.00% 9 Lakhs 90
MIG 2 3.00% 12 Lakhs 110

PM Awas Yojana EMI Calculation

Particulars EWS LIG
Annual Income upto 3 Lakhs 6 Lakhs
Ineterst Subsidy 6.50% 6.50%
Maximum loan tenure in years 20 20
Eligible loan 6 Lakhs 6 Lakhs
Current Interest Rate 9% 9%
Interest Subsidy rate 6.5% 6.5%
Carpet Area 30 Sq Mt 60 Sq Mt
Monthly EMI @ 9% without interest subsidy 5398 5398
Monthly EMI interest subsidy 3179 3179
Montly EMI Saved 2219 2219
Annual EMI Saved 26628 26628
Particulars EWS LIG
Annual Income upto 3 Lakhs 6 Lakhs
Ineterst Subsidy 6.50% 6.50%
Maximum loan tenure in years 20 20
Eligible loan 6 Lakhs 6 Lakhs
Current Interest Rate 9% 9%
Interest Subsidy rate 6.5% 6.5%
Carpet Area 30 Sq Mt 60 Sq Mt
Monthly EMI @ 9% without interest subsidy 5398 5398
Monthly EMI interest subsidy 3179 3179
Montly EMI Saved 2219 2219
Annual EMI Saved 26628 26628
Particulars MIG – 1 MIG – 2
Annual Income upto 12 Lakh 18 Lakh
Ineterst Subsidy 4% 3%
Maximum loan tenure in years 20 20
Eligible loan 9 Lakh 12 Lakh
Current Interest Rate 9% 9%
Interest Subsidy rate 4% 3%
Carpet Area 90 Sq. Mt. 110 Sq. Mt.
Monthly EMI @ 9% without interest subsidy 8098 10797
Monthly EMI interest subsidy 594000% 859700%
Montly EMI Saved 2158 2200
Annual EMI Saved 25896 26400
Particulars MIG – 1 MIG – 2
Annual Income upto 12 Lakh 18 Lakh
Ineterst Subsidy 4% 3%
Maximum loan tenure in years 20 20
Eligible loan 9 Lakh 12 Lakh
Current Interest Rate 9% 9%
Interest Subsidy rate 4% 3%
Carpet Area 90 Sq. Mt. 110 Sq. Mt.
Monthly EMI @ 9% without interest subsidy 8098 10797
Monthly EMI interest subsidy 594000% 859700%
Montly EMI Saved 2158 2200
Annual EMI Saved 25896 26400

Pradhan Mantri Awas Yojana Online Application – Helpline:

The citizens are advised to verify with the Ministry officials in case of any doubt in this regard at the following contact number / email id:

Address

 Shri Raj Kumar Gautam, Director (HFA-5),
Ministry of Housing and Urban Affairs Room No. 118,
G Wing, NBO Building, Nirman Bhawan, New Delhi-110011
Telephone Number  011-23060484, 011-23063285
E-mail

[email protected], [email protected]

Any person or entity unauthorizedly using the name or logo of the Ministry will be liable for legal action.

Note:

For getting more info on Pradhan Mantri Awas Yojana Online Application 2022 you can check below given Official Link. We will keep update this page, with latest details related to this PMAY Scheme 2022, so fascinated candidates can bookmark this page and get all latest updates related to this employment notification from this web portal.

Press Here: Pradhan Mantri Awas Yojana Official Website

Pradhan Mantri Awas Yojana (PMAY) 2022 Details:

Prime Minister Narendra Modi started this mission for providing central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs that are given: In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation, Credit Linked Subsidy etc.

Candidates are informed that Credit linked subsidy component will be implemented as a Central Sector Scheme while other three components will be implemented as Centrally Sponsored Scheme (CSS). Candidates can apply for Pradhan Mantri Awas Scheme till last date.

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