Pradhan Mantri Awas Yojana

Any Indian citizen from Low Income Groups (LIG) and Middle Income Groups (MIG) are invited to apply for Pradhan Mantri Awas Yojana 2022. Candidates who fulfill all eligibility criteria can fill Pradhan Mantri Awas Yojana Online Application Form till last date against PMAY 2022 Scheme.

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Overview of PM Awaas Yojana 2022:

Name of Organization	Ministry of Housing and Urban Poverty Allevation
Name of Scheme	Pradhan Mantri Awas Yojana (PMAY)
components	Pradhan Mantri Awas Yojana (Urban) (PMAY-U) for urban poor. Pradhan Mantri Awaas Yojana (Gramin) (PMAY-G and also PMAY-R) for rural poor.
Known As	PMAY-U and  PMAY-G
Launched date	25 June 2015
Key People	Hardeep Singh Puri
Benefits	House for all citizen
Beneficiary	Every Citizen of India- Rural & Urban
Objective	Provide Pucca house to each
Registration Process	By Form
Status	Active
Official web site	www.pmayg.nic.in

Pradhan Mantri Awas Yojana

Prime Minister Narendra Modi launched ambitious housing scheme on 24 Jun 2015. The schemes, aimed at developing cities and towns as “new engines for growth”, will entail an investment of over Rs. 3 lakh crore in the next five years. Loans of upto Rs 12 lakh will receive interest subvention of 3 per cent.

PMAY Housing Scheme 2022 Details:

Interest Rates	6.50%
Repayment Time	15 Years
Subsidy	2.67 lakh
No. Of Houses	2 Crore

Eligible Subsidy:

Economic Section	Eligible Subsidy (%)
EWS	6.5
LIG	6.5
MIG I	4
MIG II	3

Read Out: PMAY Scheme Guidelines

Pradhan Mantri Awas Yojana Eligibility Criteria 2022:

Pradhan Mantri Awas Yojana Eligibility:

Eligibility standard to fill up Pradhan Mantri Awas Yojana Online Application for PMAY Scheme will be –

• Women
• Economically Weaker Section of Society
• Lowe Income Group (LIG)
• Individual belonging to Scheduled Tribes (ST)
• Individual belonging to Scheduled Casts (SC)

Important Note: In order to verify that the applicant belongs to the EWS or LIG group, the applicant needs to submit self-certificate or Affidavit as proof of Income.

The income should not exceed:

• 3 Lakh p.a. for EWS applicants
• 6 Lakh p.a. for LIG applicants

प्रधानमंत्री आवास योजना – Age Criteria:

Applicants who are going to fill Pradhan Mantri Awas Yojana Online Application should have his/her age between 21 to 55 years.

PMAY Scheme – Awas Yojana by Pradhan Mantri:

Indian Government will focus on creating housing units under three different phases –

Phase 1 –The Phase 1 of Pradhan Mantri Awas Yojana will continue from April 2015 to March 2017. In this phase 100 cities will be selected

Phase 2 –The Phase 2 of PMAY Housing for All 2022 will take place from April 2017 to March 2019 . Pradhan Mantri Awas Yojana will cover 200 more cities

Phase 3 –Phase 3, the final phase of Pradhan Mantri Awas Yojana Online Application Scheme will take place from April 2019 to March 2022. This final phase will cover all remaining cities.

Candidates filling Pradhan Mantri Awas Yojana Online Application need to register themselves at nearest [PMAY] Common Services Centers. Now the question arises that how to find the nearest CSC in your city. Don’t worry this is quite is quite easy. We have stated the procedure to check your nearest Common Services Centers, so have a look…

Banks Listed Under PMAY:

Banks	Interest Rate Details
Punjab National Bank	Max Int Rate: 9.35% Min In Rate : 7.90%
State Bank Of India	Max Int Rate : 8.30% Min In Rate : 7.90%
Bank Of Baroda	Max Int Rate: 8.30% Min In Rate: 8.00%
HDFC	Max Int Rate: 9.35% Min In Rate : 7.90%
Bank Of India	Max Int Rate : 8.40% Min In Rate: 8.10%
Corporation Bank	Max Int Rate: 8.90% Min In Rate: 8.10%
ICICI	Max Int Rate : 9.25% Min In Rate: 8.25%
Axis	Max Int Rate: 9.20% Min In Rate : 8.55%
Bajaj Finserv	Max Int Rate: 11.15% Min In Rate : 8.55%
Kotak Mahindra	Max Int Rate : 9.30% Min In Rate: 8.60%

Get Here: Upcoming Recruitment

Housing Scheme is divided into two types:

• PMAY Urban (PMAY-U)
• Gramin (PMAY-G)

Features of PMAY-U:

Features	MIG-I	MIG-II
Interest rate subsidy	4.00%	3.00%
Maximum carpet area of a dwelling unit	160 sq. m	200 sq. m
Maximum subsidy amount	Rs. 2.35 Lakh	Rs. 2.30 Lakh
Maximum Home Loan Quantum for Subsidy	Rs. 9 Lakh	Rs. 12 Lakh
Maximum home loan tenure	20 years	20 years
The discount rate for interest subsidy NPV	9%	9%

Features of PMAY-G:

Features	EWS	LIG
Interest rate subsidy	6.50%	6.50%
Maximum dwelling unit carpet area	30 sq. m	60 sq. m
Maximum interest rate subsidy amount	Rs. 2.67 Lakh	Rs. 2.67 Lakh
Maximum home loan quantum for subsidy	Rs. 6 lakh	Rs. 6 lakh
Maximum home loan tenure	20 years	20 years
The discount rate for interest subsidy NPV	9%	9%

List of Cities which Comes under PMAY

or Selected under PMAY 2022:

Name of State	No. of Cities
Andhra Pradesh	60
Chattisgarh	36
Gujarat	171
Haryana	09
Himachal Pradesh	13
Jammu & Kashmir	25
Jharkhand	38
Kerala	14
Madhya Pradesh	74
Manipur	28
Nagaland	23
Odisha	103
Rajasthan	183
Telangana	68
West bengal	125
Arunachal Pradesh	29
Bihar	134
Maharashtra	51
Meghalaya	10
Mizoram	23
Punjab	163
Sikkim	08
Tamilnadu	191
Uttar pradesh	628
Uttrakhand	81
	2288

List of Completions under PMAY Initiative by the Government of India:

State	Target	Completed	Completion %
Arunachal Pradesh	18,721	209	1.12%
Assam	5,15,857	2,30,444	44.67%
Bihar	21,88,976	8,82,208	40.3%
Chhattisgarh	9,39,335	7,39,420	78.72%
Goa	427	25	5.85%
Gujarat	3,35,004	2,02,621	60.48%
Haryana	21,502	17,240	80.18%
Himachal Pradesh	8,285	6,888	83.14%
Jammu & Kashmir	1,01,704	21,190	20.83%
Jharkhand	8,50,791	5,72,999	67.35%
Kerala	42,431	16,635	39.2%
Madhya Pradesh	22,35,693	15,23,699	68.15%
Maharashtra	8,04,321	4,03,192	50.13%
Manipur	18,640	8,496	45.58%
Meghalaya	37,945	15,873	41.83%
Mizoram	8,100	2,526	31.19%
Nagaland	14,381	1,483	10.31%
Odisha	17,33,022	10,96,413	63.27%
Punjab	24,000	13,623	56.76%
Rajasthan	11,37,907	7,43,072	65.3%
Sikkim	1,079	1,045	96.85%
Tamil Nadu	5,27,552	2,19,182	41.55%
Tripura	53,827	26,220	48.71%
Uttar Pradesh	14,61,516	13,89,507	95.04%
Uttarakhand	12,666	12,354	97.54%
West Bengal	24,80,962	14,22,451	57.33%
Andaman & Nicobar	1,372	273	19.9%
Dadra & Nagar Haveli	7,605	411	5.4%
Daman and Diu	15	13	86.67%
Lakshadweep	115	3	2.61%
Puducherry	0	0	0
Andhra Pradesh	1,70,912	46,718	27.33%
Karnataka	2,31,349	79,547	34.38%
Telengana	0	0	0
Total	1,59,86,012	96,95,530	60.65%

How to Check [PMAY] CSC Center?

• Applicants need to go to gis.csc.gov.in/locator/csc.aspx.
• The page will open asking some details:

• Now you have to fill your state name district name and sub district name and hit on search button.
• Within a second you will get the details of nearest available CSC in your city or state or village.
• Now fill Pradhan Mantri Awas Yojana Online Application Form accordingly.

Check Other Related Links:

Beti Bachao Beti Padhao Yojana	Details
Ayushman Bharat Scheme	Details

How to Fill Pradhan Mantri Awas Yojana Online Application Form 2022?

• First of all, Applicants need to visit official website of Pradhan Mantri Awas Yojana-Housing for All (Urban) that is pmaymis.gov.in
• After visiting the home page you have to go to “Login” section and hit “PMAY MIS” link to check Pradhan Mantri Awas Yojana Online Application Status.
• Now, a new page will be open.
• Thereafter fill the User Name, Password, Captcha and hit the login button.
• Now choose the desired district and enter fill your AADHAR details, and hit on next button to proceed further.
• Now you will get PM Awas Yojana Application Form you have to fill entre information as asked there.
• Now, enter details of the family like a head of the family, current residential address and contact details, permanent address, details of the saving bank account, employment & income details etc in Narendra Modi Awas Yojana Form.
• Now, agree the terms and condition and go to checkbox which says “I am aware of….”
• There after hit the “Save” Button available at the end of Pradhan Mantri Awas Yojana Form Online.
• Now take a review of filled PMAY Online Application Form and press on “Submit” button.
• Finally take a print out of filled PMAY Online Registration Form and keep Pradhan Mantri Awas Yojana Online Application safe for further use.

Documents Required:

• Aadhar Card or Job Card Photocopy
• Village servant survey copy of the form (copy of village servant survey form)
• Certificate of Land and Irrigation Resources by Patwari
• Copy of bank diary in case of landholding Khatauni
• Certificate of income
• House certificate (house certificate)
• Certificate of not having two-wheel and three-wheel and four-wheel vehicle (Certificate of not having two-wheel and three-wheel and four-wheel vehicle)
• Certificate of Co-operative Society

Interest Subsidy in PMAY Scheme

The government will pay Interest subsidiary under will be provided to the contenders going to fill Pradhan Mantri Awas Yojana Online Application as per the below table:

Particulars	Interest Subsidy	Loan Amount	Carpet Area Sq Mt
EWS	6.50%	6 Lakhs	30
LIG	6.50%	6 Lakhs	60
MIG 1	4.00%	9 Lakhs	90
MIG 2	3.00%	12 Lakhs	110

PM Awas Yojana EMI Calculation

Particulars	EWS	LIG
Annual Income upto	3 Lakhs	6 Lakhs
Ineterst Subsidy	6.50%	6.50%
Maximum loan tenure in years	20	20
Eligible loan	6 Lakhs	6 Lakhs
Current Interest Rate	9%	9%
Interest Subsidy rate	6.5%	6.5%
Carpet Area	30 Sq Mt	60 Sq Mt
Monthly EMI @ 9% without interest subsidy	5398	5398
Monthly EMI interest subsidy	3179	3179
Montly EMI Saved	2219	2219
Annual EMI Saved	26628	26628
Particulars	EWS	LIG
Annual Income upto	3 Lakhs	6 Lakhs
Ineterst Subsidy	6.50%	6.50%
Maximum loan tenure in years	20	20
Eligible loan	6 Lakhs	6 Lakhs
Current Interest Rate	9%	9%
Interest Subsidy rate	6.5%	6.5%
Carpet Area	30 Sq Mt	60 Sq Mt
Monthly EMI @ 9% without interest subsidy	5398	5398
Monthly EMI interest subsidy	3179	3179
Montly EMI Saved	2219	2219
Annual EMI Saved	26628	26628

Particulars	MIG – 1	MIG – 2
Annual Income upto	12 Lakh	18 Lakh
Ineterst Subsidy	4%	3%
Maximum loan tenure in years	20	20
Eligible loan	9 Lakh	12 Lakh
Current Interest Rate	9%	9%
Interest Subsidy rate	4%	3%
Carpet Area	90 Sq. Mt.	110 Sq. Mt.
Monthly EMI @ 9% without interest subsidy	8098	10797
Monthly EMI interest subsidy	594000%	859700%
Montly EMI Saved	2158	2200
Annual EMI Saved	25896	26400
Particulars	MIG – 1	MIG – 2
Annual Income upto	12 Lakh	18 Lakh
Ineterst Subsidy	4%	3%
Maximum loan tenure in years	20	20
Eligible loan	9 Lakh	12 Lakh
Current Interest Rate	9%	9%
Interest Subsidy rate	4%	3%
Carpet Area	90 Sq. Mt.	110 Sq. Mt.
Monthly EMI @ 9% without interest subsidy	8098	10797
Monthly EMI interest subsidy	594000%	859700%
Montly EMI Saved	2158	2200
Annual EMI Saved	25896	26400

Pradhan Mantri Awas Yojana Online Application – Helpline:

The citizens are advised to verify with the Ministry officials in case of any doubt in this regard at the following contact number / email id:

Address	Shri Raj Kumar Gautam, Director (HFA-5), Ministry of Housing and Urban Affairs Room No. 118, G Wing, NBO Building, Nirman Bhawan, New Delhi-110011
Telephone Number	011-23060484, 011-23063285
E-mail	pmaymis-mhupa@gov.in, public.grievance2022@gmail.com

Any person or entity unauthorizedly using the name or logo of the Ministry will be liable for legal action.

Note:

For getting more info on Pradhan Mantri Awas Yojana Online Application 2022 you can check below given Official Link. We will keep update this page, with latest details related to this PMAY Scheme 2022, so fascinated candidates can bookmark this page and get all latest updates related to this employment notification from this web portal.

Press Here: Pradhan Mantri Awas Yojana Official Website

Pradhan Mantri Awas Yojana (PMAY) 2022 Details:

Prime Minister Narendra Modi started this mission for providing central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs that are given: In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation, Credit Linked Subsidy etc.

Candidates are informed that Credit linked subsidy component will be implemented as a Central Sector Scheme while other three components will be implemented as Centrally Sponsored Scheme (CSS). Candidates can apply for Pradhan Mantri Awas Scheme till last date.