Beti Bachao Beti Padhao Yojana
Pradhan Mantri Mr. Narendra Modi has started the Beti Bachao Beti Padhao Yojana is to celebrate the girl child and enable her education. Women empowerment is one of the key issues of this century. Get Beti Bachao Beti Padhao Scheme Details from here.
Pradhan Mantri Beti Bachao Beti Padhao Yojana has resulted in a positive manner and it focuses on intervention and multi-section action in almost 100 districts with low child sex ratio (CSR). With help of BBBP Scheme, the government has been able to put a stop or at least has lowered the number of female feticides.
Warning against Spurious Scheme Being Floated in Name of BBBP Scheme!!!
India Cirizens are informed that certain unauthorised sites / organizations / NGOs are collecting donations in the name of Beti Bachao Beti Padhao Yojana Scheme. The scheme has no provision for collection of donations. So, do not make any contributions in response to such appeals.
It is an illegal and serious matter and if any such incidence comes to your knowledge, please report to the nearest Police Station and concerned District Magistrate. Scroll down this page of recruitmentresult.com to know more about Beti Bachao Beti Padhao Yojana such as Benefits, Contact Details etc.
Beti Bachao Beti Padhao Yojana in Hindi:
बेटी बचाओ बेटी पढ़ाओ योजना का शुभारम्भ केंद्र की वर्तमान सरकार द्वारा लिंग के अनुपात में समानता लाने की दिशा में उठाया गया एक सराहनीय कदम है। भारत में 2001 की जनगणना में 0-6 वर्ष के बच्चों का लिंग अनुपात का आंकड़ा 1000 लड़कों के अनुपात में लड़कियों की संख्या 927 थी। जो कि 2010 की जनगणना में घटकर 1000 लड़कों के अनुपात में 918 लड़कियां हो गई ।
अत: इस गंभीर समस्या पर काबू पाने के लिए प्रधानमंत्री नरेंद्र मोदी ने 22 जनवरी 2015 को बेटी बचाओ बेटी पढ़ाओ योजना को हरियाणा के पानीपत जिले में लागू करने की घोषणा की! देश में लिंग अनुपात में समानता लाने के लिए तथा बेटियों कि सुरक्षा और कन्या भ्रूण हत्या को रोकने के उद्देश्य से इस योजना को लागू किया गया है।
Beti Bachao Beti Padhao Yojana
1.) Highest Interest Rate among all Small Savings Schemes offered by GOI:
Sukanya Samriddhi Account will offer an interest rate of 9.1% and it is highest among all Small Savings Schemes. The Interest Rate applicable for the Financial Year will be declared every year by the Govt of India. Interest will be compounded yearly i.e. will be credited on a yearly basis. It will be accrued on a monthly basis on the lowest balance between 5th and last day of the month.
2.) Tax Savings:
Here yet another benefit of Beti Bachao Beti Padhao Yojana is that it will encourage people to open a Sukanya Samriddhi Account as Govt has exempted contribution to this account u/s 80C of the Income Tax Act, 1961.
3.) Lock-in Period:
Lock-in Period maturity time will be 21 years from the date of opening of the account or Marriage of the Girl Child, Whichever is earlier. For marriage, girl should be of 18 years at the time of marriage. The operation of account is not permitted beyond the date of marriage.
If funds are required for higher education, then only one premature withdrawal is allowed on girl attaining the age of 18 years. Untimely withdrawal is restricted to 50% of the balance at the end of preceding financial year.
4.) Purpose of Sukanya Samriddhi Account:
As only objective of Sukanya Samriddhi account launching is financial planning for the marriage of Girl Child. Socially it is conveying that marriage or education of a girl child is not a financial burden if parents plan well in advance.
So, parents cannot withdraw the money for any other purpose except marriage or for higher education of Girl Child with the inclusion of lock-in period.
Read About: Ayushman Bharat Scheme
5.) Maturity Proceeds to be paid to Girl Child:
As the maturity period of Sukanya Samriddhi Account will end the account balance along with accrued interest will be paid directly to the account holder i.e. Girl Child. Beti Bachao Beti Padhao Yojana provides financial assistance to girl child which is currently lacking in India.
6.) Interest to be paid even after Maturity:
An exclusive trait of SukanyaSamriddhi Account is that even after maturity if the account is not closed by the account holder, Interest shall be payable in the account till final closure of the account.
7.) Parameters for felicitation of Schools/ Girls for Promoting Girl’s Education:
Under “Beti Bachao Beti Padhao Yojana”, Rs. 5 lakh per district will be given for promoting girl’s education. To enable the district for optimal impact under Beti Bachao, Beti Padhao Yojana, the following parameters are proposed:-
- Sanction of additional school grants amounting to Rs. 10,000/- to each primary school from class V to VI.
- Sanctions of additional school grant amounting to Rs. 15,000/- to each upper primary school from class VIII to IX.
- Sanction of additional school grant amounting to Rs. 20,000/- to each secondary school from class X to XI
- Felicitation at district level with a prize of Rs. 20,000/- to the girl topper of class XII state board exam.
Revised Guidelines (in Hindi): Beti Bachao Beti Padhao Yojana PDF
Read Guidelines (in English): Beti Bachao Beti Padhao Yojana Scheme
How to Apply for Beti Bachao Beti Padhao Yojana 2020?
Applying for this Beti Bachao Beti Padhao Yojana is very easy. One can either go to the local Gram Panchayator the municipal corporation office to get the Beti Bachao Beti Padhao Yojana Application Form. All the essential information is available to them. Apart from this one can also apply through the online mode by visiting official website.
And the account related information can be collected from the various branches of the bank. Besides this, there are several helpline Beti Bachao Beti Padhao Yojana Contact Number through which one can get all the required information and everything.
Press Here: BBBP Scheme Official Website
Beti Bachao Beti Padhao Yojana Benefits:
The Beti Bachao Beti Padhao Scheme Benefits are given below:
- Stopping the female feticides for good and educating the girl child is one of the most vital ventures of the government.
- Beti Bachao Beti Padhao Yojana in Hindi is almost successful in many states but not all.
- Nevertheless, Beti Bachao Beti Padhao Yojana Scheme aspired to eradicate the gender-based discrimination in the society.
- A girl child should receive proper education and should have equal opportunity when it comes to jobs.
- Beti Bachao Beti Padhao Yojana in a way ensured the survival and the safety of the girl child by providing financial aids to the poor and the downtrodden families.
- Apart from these, this PM Beti Bachao Beti Padhao Yojana has also imparted education in the remotest part of this country to stop witch hunt, murder, rape, child marriage and many other heinous crimes.
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Frequently Asked Questions for Sukanya Samriddhi Yojana:
Question1): Till when I can open account under this scheme. Time / date limit?
Answer: One can open an account anytime during the year, provided the age limit of the girl child is within specified range under this scheme.
Question2): If the Parents have 2 daughters, can both father and mother be nominated for 2 daughters separately?
Answer: Yes, definitely it is possible as father can be nominated as guardian for one daughter and mother can be nominated for one daughter. So the both father and mother can get tax exemption benefits in this case u/s 80C.
Question3): Sometimes SBI branch and Post office wants to verify the identity of baby physically. Is it right?
Answer: this is basically depends upon the procedure of Sukanya Samriddhi Account to restrict fraud or miss-presentation of guardians or parents. You have to co-operate them for all Account opening formalities.
Question4): Can I transfer my SSA account from one post office branch to another branch.
Answer: Yes. You can transfer the Sukanya Samriddhi account to another post office, if they are not co-operating you properly.
Read About: Prime Minister Rozgar Yojana
Question5): What are the documents required to open SSA?
Answer: Individual is required to provide Date of birth certificate of the girl child, 2 passport size photographs and ID proof of parent or guardian.
Question6): If I forget to invest any money in any year what will happen?
Answer: If anyhow you forget to pay installment any year then you have to pay a penalty of Rs.50 and reactivate your account and start it from where it was stopped.
Question7): What will happen if girl child dies unfortunately?
Answer: on occurrence of any such type of incident SSA will be closed immediately and funds will be returned to the nominee.
Check Out: List of Prime Ministers of India
The main motive of this article is “Educate your girl like you do for your son”. This will help you and even the society to grow more. In many countries boys are preferred to girls and therefore girls are being aborted. SAY NO TO “Girls Infanticides”.
Peoples of Ancient Times think that girls are of “No Use” but it’s not so. Now in today’s scenario if you are living with every modern facility like good attires, expensive mobile phones, branded shoes and soo on…So, why can’t you change thinking and except the GIRLS same way as boys. Girls are the spirit of nation and bring Joys; she is no less than boy.
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