• Role of RBI
• Commercial Banks
• NBFCs
• PDs
• FIs
• Cooperative Banks,
• CRR
• SLR
• Equity & Debt Market
• IRDA

• Constitution
• Objectives
• Functions of RBI
• Tools of
  Monetary Control
• Regulatory
  Restrictions on Lending

• Retail Banking- Products
• Opportunities
  Wholesale Banking
• Products International
  Banking Requirements
  of Importers & Exporters
  Remittance Services
• Universal Banking
• ADRs
• GDRs
• Participatory Notes

• Types of Money &
  Debt Market Instruments
  incl. G-Secs
• Ads
• FEMA
• LIBOR
• MIBOR

• Overview of Capital
  Market Stock Exchange
• Commonly used Terms
  Types of Capital Issues
• Financial Products/
  Instruments
• including ASBA,
• QIP SEBI Registration
  of Stock Brokers, Sub-
• brokers, Share Transfer
  Agents, etc QIBs

• Types of Mutual
  Funds, its
• Management & its
• Role Role &
  Functions of
  Insurance Companies
• Bancassurance IRDA

• Types & advantages of
  Factoring &
  forfaiting Services
• Types of off
  balance sheet tems

• Introduction to
  Risk Management
• basel I, II & III Accords

• Role and Functions of
  CIBIL Fair Practices Code
• for Debt Collection
  Codes of BCSBI

• Structure, Reforms in
  the Indian Financial
  System recent
  developments
  in Money, Debt,
• Forex Markets
  Regulatory
  Framework
• Payments
  and Settlement
  System

• Types Different
  Deposit Products
  & Services
• Services to
  Customers & Investors

• Types Different
  Deposit Products
  & Services
• Services to Customers
  & Investors

• PMLA Act
• KYC Norms

• Mandate
• POA
• Garnishee Orders
• Banker’s

• Lien
• Right of Set off

• NI Act
• Role & Duties of
  Paying & Collecting
• Banks
• Endorsements
• Forged Instruments
• Bouncing of Cheques
• Its Implications
• Return of Cheques
• Cheque Truncation System

• Operational Aspects
  of opening and
• Maintaining Accounts
  of
  Different Types of
  Customers
  including Aadhar,
  SB Rate Deregulation

• Remittances
• Safe Deposit Lockers
• Govt. Business
• EBT

• Cash Management
  Services and
  its Importance

• Cardinal Principles
  Non-fund Based Limits WC
• Term Loans
  Credit Appraisal
  Techniques
• Sources of WC Funds
  & its Estimation
  Operating
  Cycle Projected Net
  WC Turnover Method
• Cash Budget Credit
  Monitoring &
  Its Management
  Base Rate

• Targets
• Sub-Targets
• Recent Developments

• Types of Agricultural Loans
• Risk Mitigation in
  agriculture (NAIS, MSP etc)

• MSMED Act, 2006
  Policy Package
  for MSMEs
• Performance and
  Credit Rating
  Scheme Latest
  Developments

• SGSY
• SJSRY
• PMRY
• SLRS

• Need for &
  Functions of SHGs
• Role of NGOs in
  Indirect Finance to
  SHGs SHGs &
• SGSY Scheme
• Capacity Building

• Operational Aspects
• Advantages
• Disadvantages &
  Guidelines of
  Credit Cards
• Procedure and
  Practices for
• Home Loans
  Personal
  Loans and
  Consumer Loans

• Types of Documents
• Procedure
• Stamping
• Securitisation

• Assignment
• Lien
• Set-off
• Hypothecation
• Pledge
• Mortgage

• Land & Buildings
• Goods
• Documents of
  Title to Goods
• Advances
  against
  Insurance Policies
• Shares
• Book Debts
• Term Deposits
• Gold, etc
• Supply Bills

• Definition
• Income Recognition
• Asset
• Classification
• Provisioning Norms
• CDR

• BC
• BF
• Role of ICT in
  Financial Inclusion
• Mobile
  based transactions
• R SETI

• Importance of
  financial literacy
• Customer awareness

of Bank

• Computer Systems
• LANs
• WANs
• UPS
• Core

Systems

• ATMs
• HWAK
• PIN
• Electromagnetic Cards

• Electronic Banking
• Signature Storage &
  Retrieval System
• CTS
• Note & Coin Counting
• Machines
• Microfiche
• NPC
• RUPAY

Communication

Network

and EFT

systems

• Components & Modes of
  Transmission
• Major Networks in India
• Emerging Trends in
  Communication
  Networks for Banking
• Evolution of EFT System
• SWIFT
• Automated Clearing Systems
• Funds Transfer Systems
• Recent
• Developments in India

Upgradation and its

impact on Banks

• Trends in Technology
  Developments
• Role & Uses of Technology
  Upgradation
• Global Trends
• Impact of IT on Banks

• Risk Concern Areas
• Types of Threats
• Control Mechanism
• Computer Audit
• IS Security IS Audit
• Evaluation Requirements

• Phishing
• Customer Education
• Safety Checks
• Precautions

Introduction

• Concept
• Management
• Products & Services
• Marketing Mix
• Brand Image

• Evolution,
• Importance & Relevance of Social

Behaviour and

Product

• Consumer Behaviour
• Product Planning
• Development
• Strategies etc
• CRM

• Importance
• Objectives
• Factors
• Methods
• Strategies of Pricing
• Bank Pricing

• Distribution Channels
• Channels for Banking Services
• Net Banking
• Mobile Banking

Management

• Meaning
• Levels
• Dynamics
• Advantages

• Role of Promotion in Marketing
• Promotion Mix

Direct Marketing

Agent in a bank

• Definition
• Relevance
• Banker as DSA/DMA
• Delivery Channels in Banks
• Benefits

longitudinal

analysis

• Functions & Components of MKIS
• MKIS Model
• Use of Computers & Decision Models
• Performance of MKIS
• Advantages

Interest and

Annuities

• Calculation of Simple Interest &
  Compound Interest
• Calculation of Equated Monthly
  Instalments
• Fixed and Floating Interest Rates
• Calculation of Annuities
• Interest Calculation using
  Products/Balances
• Amortisation of a Debt
• Sinking Funds

YTM

• Debt- Definition, Meaning &
  Salient Features
• Loans
• Introduction to Bonds
• Terms associated with Bonds
• Cost of Debt Capital
• Bond value with semi-annual
  Interest
• Current Yield on Bond
• Calculation of Yield-to-
  Maturity of Bond
• Theorems for Bond Value
• Duration of Bond
• Properties of Duration
• Bond Price Volatility

• Present Value and Discounting
• Discounted Technique for
  Investment Appraisal
• Internal Rate of Return (IRR)
• Method of Investment Appraisal
• NPV and IRR compared
• Investment Opportunities with
  Capital Rationing
• Investment Decision making
  under condition of uncertainty
• Expected NPV Rule
• Risk Adjusted Discount Rate
  Approach for NPV Determination
• Sensitivity Analysis for
  NPV Determination
• Decision Tree Analysis for
  NPV Estimation
• Payback Methods
• ARR.

its Accounting

• Depreciation, its types
  and methods
• Comparing Depreciation
  Methods

Exchange

Arithmetic

• Fundamentals of Foreign
  Exchange
• Forex Markets
• Direct and Indirect Quote
• Some Basic Exchange Rate
  Arithmetic – Cross Rate,
• Chain Rule,
• Value date, etc.
• Forward Exchange Rates –
  Forward Points
• Arbitrage
• Calculating Forward Points
• Premium/discount

• Nature and Purpose of
  Accounting
• Historical Perspectives
• Origins of Accounting Principles
• Accounting Standards in India and
  its Definition and Scope
• Generally Accepted Accounting
• Principles of USA (US GAAP)
• Transfer Pricing
• Overview of IFRS
• Difference between
  GAAP & IFRS.

Accountancy

Procedures

• Concepts of Accountancy
• Entity Going Concern
• Entity
• Double Entry System
• Principle of Conservatism
• Revenue Recognition
  and Realisation
• Accrual and Cash Basis.

Cash/ Subsidiary Books
And Ledger

• Record Keeping Basics
• Account Categories
• Debit and Credit Concepts
• Accounting and Columnar Accounting
  Mechanics
• Journals
• Ledgers
• subsidiary books

Statement

• Need for Bank Reconciliation
• Causes of Differences
• Preparation of Bank Reconciliation
  Statement
• How to prepare a Bank Reconciliation
  Statement when Extracts of Cash
  Book and Pass Book are given
• Adjusting the Cash Book Balance
• Advantages of Bank Reconciliation Statement.

Rectification of Errors and Adjusting

& Closing Entries

• Meaning of a Trial Balance
• Features and Purpose of a Trial Balance
• Types of Trial Balance and Preparation of a Trial Balance
• Disagreement of a Trial Balance
• Classification of Errors
• Location of Errors
• Rectification of Errors
• Suspense Account and Rectification
• Rectification of Errors when Books are closed
• Adjusting and Closing Entries

Revenue Expenditure

• Expenditure
• Distinction between Capital and
  Revenue Expenditure
• Deferred Revenue Expenditure
• Receipts
• General Illustrations.

• Types of Instruments of Credit
• Term and Due Date of a Bill
• Certain Important Terms
• Accounting Entries to be Passed
• Accommodation Bill etc

Equation Preparation of

Final Accounts

• Balance Sheet Equation
• Computation of Balance
  Sheet Equation.
• Preparation of Trading A/C
• Profit and Loss A/C
• Profit & Loss Appropriation
  Account
• Balance Sheets

• Meaning of Accounting Ratios
• Classification of Ratios
• Uses of Accounting Ratios
• Limitations of Accounting Ratios
• Calculation and interpretation of
  various Ratios
• Different Users and their Use
  of Ratios.

Banking Companies

• Definition and Functions of
  a Bank
• Requirements of Banking
  Companies as to Accounts
  and Audit
• Significant Features of Accounting
  Systems of Banks
• Principal Books of Accounts
• Preparation and Presentation
  of Financial Statements of Banks
• CMA Format Accounting
  Treatment of Specific Items
• Preparation of Profit and
  Loss Account
• Comments on Profit and
  Loss Account
• Important Items of Balance Sheet
• Disclosure Requirements of Banks
• Additional Disclosures
  prescribed by RBI
• Disclosures required under BASEL norms.

Accounts I & II

• Definition and Types of Companies
• Distinction between Partnership
  and Limited Liability Company
• Classes of Share Capital
• Issue of Shares
• General Illustrations Non-voting Shares
• Form of Balance Sheet
• Legal Requirements for Assets
• Legal Requirements for Liabilities
• Legal Requirements

• Preparation of Vouchers,
• cash receipt and payment entries,
• clearing inward and outward entries,
• transfer debit and credit entries,
• what is KYC and what are the
  different documents to satisfy KYC,
• verify KYC and authenticity of
  documents,
• operational aspects in regard to
  opening of all types of accounts,
• scrutiny of loan applications/
  documents,
• allowing drawals and accounting
  entries involved at various stages,
• operational aspects of
  CBS environment etc.,
• Back office operations in banks,
• handling of reconciled entries in banks